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Home Warranty vs. Homeowners Insurance: What You Should Know
By Rose Morrison • Published July 16, 2024
Reviewed by Jack Gray, Roof Online Editor
Table of Contents
Many people consider homeownership a milestone.
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However, the joys of owning a place come with unforeseen problems and expenses. Whether it’s a leaky roof or a cracked window, unexpected damage could strain your finances and leave your home uninhabitable.
Whether you’re a homeowner, contractor, roofer, or property manager, you should know the difference between homeowners insurance and home warranties and how the policies can protect your property and livelihood.
This guide will break down the differences and help you determine the best coverage.
What Does Homeowners Insurance Cover?
Certain events are outside your control, such as a major storm, fire or burglary. In these situations, homeowners insurance can turn out to be quite valuable, protecting you financially from the damage to your home and personal effects.
Dwelling Coverage
Dwelling coverage covers you up to your policy limit and is considered amon
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